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In DeFi lending, borrowers can obtain loans by depositing digital assets like Ethereum or Bitcoin as collateral. Lenders provide these loans by depositing their own digital assets into the lending pool. The interest rate on the loan is determined by supply and demand on the lending platform, with the interest paid by the borrower going directly to the lender.
Other Blockchain Lessons:
Using Metal Pay and the Proton Blockchain allows you to send tokens to your WebAuth wallet with zero gas fees. Once your tokens are in your wallet you can begin to use and enjoy other Metallicus products, such as lending, dex trading or buying NFTs! Tokens sent from...
Proton is a blockchain platform that aims to provide secure and fast transaction processing, as well as scalability and low fees. It utilizes a proof-of-stake consensus algorithm and can support various applications, including decentralized finance (DeFi) and gaming....
The WebAuth Wallet is a non-custodial wallet built by Metallicus. It is unique in a few important ways. Firstly WebAuth wallet takes advantage of WebAuthn authentication standard that allows users to log in using biometric authentication such as a fingerprint or...
Metal Pay is a custodial wallet. A custodial wallet is similar to a bank where another party takes custody of your assets and allows you to access them with id verification (username/password). With Metal Pay, any crypto you purchase is securely custodied by...
DeFi is short for the term “decentralized finance” and it refers to financial products that are not governed by one centralized organization like a bank. Data and transactions in the DeFi economy are held on multiple ledger databases (or blockchains) vs being held at...
